SmartValue specializes in making “smart” investment decisions for your portfolio. Effective money management and investment success requires more than luck - it takes specialized research and analytical capabilities, knowledge of the marketplace, and an in-depth understanding of how historical patterns can guide the probabilities of future outcomes.

• Information overload, volatile markets, seemingly endless investment choices, and a 24/7 business day can be time-prohibitive for the average investor to independently invest wisely. SmartValue designs and develops unique and proven strategies and makes wise financial and investment decisions for your portfolio. By adhering to time-tested investment strategies and proven methods, SmartValue delivers effective investment plans, strategies, and results.
   
• SmartValue develops your financial and investment plans using proven financial and investment strategies, techniques, and methodologies that have stood the test of time. SmartValue periodically takes the time with each client to review his/her investment portfolio, diversification, asset allocation, and performance.
   
• SmartValue is bottom-up stock picking firm with the defining characteristics of having a long-term time horizon and commitment to proprietary research. We employ a common-sense, valuation-driven process to investing in the equity market. This identifies “mispriced” assets trading at discounts or premiums to their long-term business values. These business values are determined using a longer-term outlook and assumptions which ignore "noise" and other influences that we consider temporary in nature.
   
• Will you or do you rely on your investments to support you in retirement? Is your current investment strategy meeting your retirement needs? Retirement costs are increasing rapidly as medical breakthroughs and active lifestyles enable people to live longer. SmartValue helps individuals manage their investments to ensure their assets will last them through retirement and ideally leave excess for others.
   
• To formulate an optimal strategy, SmartValue takes into consideration longevity, cash flow requirements, how much you would like to leave to the next generation, and other factors that can affect your retirement savings. SmartValue works with you to assess your current and future living expenses to determine what investment rate of return you will likely require to maintain your desired standard of living for you and your family. SmartValue then builds and manages a portfolio to accommodate your cash flow needs while striving to protect or grow your assets for future generations.
   
• Within the fixed income arena we actively combine a top-down and bottom-up approach to fixed income portfolio design and construction. SmartValue does not offer clients 'silos' with different investment philosophies, but recognize the need to develop investment products that meet the varying needs of all our clients. SmartValue welcomes the opportunity to create solutions that align our best investment view with the individual objectives of our clients. All portfolios and investment products reflect the same basic investment views and leverage off the SmartValue investment process.
   
• SmartValue creates solutions to help our clients manage and build wealth over the long-term. The process starts by discussing your financial goals and determining what value you wish to target for your assets at a particular future time.
   
• While keeping in mind the long-term strategy that seeks to fulfill your value objective, SmartValue builds and then dynamically manages a portfolio which adjusts risk and return characteristics depending on market conditions and your objectives. SmartValue strives to efficiently and effectively grow your assets over the long term, build wealth based on your personal objectives, while adding value through proactive asset management.
   
• SmartValue utilizes proprietary capital markets technologies to help us enhance return and build wealth in favorable market conditions and determine when to get defensive quickly in case of foreseeable market downturns.